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ISSN: 2344 - 102X
ISSN-L: 2344 - 102X
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Article from Volume 9, Number 3, Year 2021| THE EVOLUTION OF THE ROMANIAN BANKING SECTOR IN THE CONTEXT OF COVID-19 | 
Download | | Author(s): Gheorghe Morosan, Cristinel Ichim | | DOI: 104316/EJAFB.2021.9317 | | Abstract: Economic activity was completely disrupted by the emergence and persistence of the COVID-19 pandemic. All sectors of activity have suffered more or less. This paper examines how the banking system "managed" during this period. The purpose of this paper is to show the extent to which banking activity has been influenced by the pandemic. It will be seen if the banking system has been influenced more than economic activity. Basically, the analysis refers to the period 2018-2020. According to the available data, the analysis refers to the year 2017 and can extend to the year 2021. As shown above, economic life is affected by the pandemic, so the banking system should suffer. If so, we will discover from the analysis of data on the financial health of Romanian banks. The paper includes the following chapters: Introduction, in which we will review the evolution of the economy in 2018-2020. Aspects characteristic of the Romanian banking sector, in which we will present the basic parameters of the banking financial system, Evolution of banks' activity before and during the pandemic it will analyze the main benchmarks of banking, the level of lending and profitability and Conclusions. The analysis is mainly based on data extracted from the annual reports and financial stability reports prepared by the NBR. The data provided by the main banks in Romania, also found in their annual reports, were also used. less than other economic sectors, such as tourism or transport. | | Keywords: COVID-19; Banks; Banking Sector; Profitability; Loans | References:
1. Romanian Academy (2020). Assessments Of The Macroeconomic Impact Of COVID-19, P. 23.
2. Advisory Scientific Committee (2014). "Does Europe Have An Oversized Banking Sector?".
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4. Anghelache, C., Cioac?, S.I., Grigorescu, D.L. (2020). Analysis Of The Evolution Of Unemployment In Romania In The Conditions Of The Sanitary And Economic-financial Crisis. Effects On Economic Growth, Https://www.revistadestatistica.ro/suplement/wp-content/ Uploads / 2020/10 / Rrss _09_2020 , Accessed On 27.11.2021.
5. NBR, (2017). Financial Intermediation: Problems And Possible Solutions, Study Books No. 48, P.13.
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7. NBR, (2018b). Annual Report 2018, P.108.
8. NBR, (2019). Annual Report, 2019, P.9.
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10. NBR, (2020). Annual Report 2020, P.110.
11. NBR, (2020). Financial Stability Report, June 2020.
12. NBR, (2021), Financial Stability Report, June 2021. 13. Moro?an, G. (2020). Personal Finance. Syntheses And Practical Applications, Pim Publishing House, Ia?i. 14. Moro?an, G. (2018). Banking Products And Services, 2nd Edition, Pim Publishing House, Ia?i. 15. Https://www.bnr.ro/ Interactive-database -604.aspx, Accessed On 27.11.2021.
13. Moro?an, G. (2020). Personal Finance. Syntheses And Practical Applications, Pim Publishing House, Ia?i.
14. Moro?an, G. (2018). Banking Products And Services, And Edition, Pim Publishing House, Ia?i.
15. Https://www.bnr.ro/ Interactive-database -604.aspx, Accessed On 27.11.2021.
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