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ISSN: 2344 - 102X
ISSN-L: 2344 - 102X
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Article from Volume 3, Number 3, Year 2015| BANKING RATING IN ROMANIA. A COMPARATIVE ANALYSIS BETWEEN CAAMPL AND PEARLS MODELS | 
Download | | Author(s): Lucian Gaban | | DOI: 10.4316/EJAFB.2015.331 | | Abstract: In this paper the author presents the evaluation method of the crediting risk in 20 Romanian banks, based on the unique rating systems called CAAMPL and PEARLS models. The content of each component of this system is taken into consideration and also the group of values attached to every component of credit risk analysis is highlighted. Finally, the main measures that a bank has to take in order to limit credit risk are presented. | | Keywords: Ratings, Capital Adequacy, Assets Quality, Liquidity, Profitability, Management | References:
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